COMMENTS NO: YEAR/2020/1246

"When the ambience 

around you provides an arena 

which is vibrant, flexible and LOOSE; 

then even at odd times, you will always 

emerge as a winner, no matter, out of your 

passion, whatever you CHOOSE."- Arindam Sain

COMMENT NO: YEAR/2020/1245

"KING: 'Is there any way out so that the 

banks of our Kingdom can bounce 

back to do some profits again ?' 

ROYAL STRATEGIST: 'You must raise 

some questions first to understand what 

is the actual scenario of banking industry.

1. What percentage of total assets 

are actually bad assets ? 

2. What percentage of bad assets 

are actually fraud accounts ?

3. What percentage of bad assets have been 

written off and at what average percentage ? 

4. How many redundant departments are 

incurring unnecessary operating expenses ? 

5. How many branches which have done 

losses consecutively for 3 years 

are yet to be merged ? 

6. Can we reduce the cash remittance 

expenses by opening up a small currency 

chest at a feasible accessible location ? 

7. Is the bank really focussing on bulk 

stationery printing to reduce the 

costing of all stationeries as per 

'economies of scale' theory ? 

8. Has the bank succeeded in 

implementing automatic deduction system 

of all fees and charges in its CBS software ? 

9. Has the Bank succeeded in uitilizing 

its own IT workforce to do 'helpdesk' jobs ? 

10. Has the Bank succeeded in direct addition 

of commission amount of each third 

party products sale to the 'Other Income' 

of each and every respective Branch ?'

HERMIT: 'Quite smart you are ! In the form of 

questions, you have actually given some good 

suggestions indeed.'"- Arindam Sain

COMMENTS NO: YEAR/2020/1244

"Prevention is better than CURE;
we will win this war, it is for SURE.
If you are 
feeling too BORED;
then to do some time pass, just 
explore the UNEXPLORED."- Arindam Sain

www.storieswrittenbyarindamsain.blogspot.in

COMMENTS NO: YEAR/2020/1243

"JATAYU: 'Bolen ki moshaai, baatash e o virus.'

FELUDA: 'Taai toh dekhchi. Ei Topse, Lalmohan Babu ke ekta mask de.'

TOPSE: 'Ei nin, mask taa pore felun.'

JATAYU: 'Tobe aapni jaai bolen moshai, ei 'WHO' shabdo taa ee kamon jano highly suspicious.'

FELUDA: 'Yuddhkhetrey jakhan nemeyi porechi aamra, takhan kiser aar eto SANGSHAY; eksaathey ekjot hoye thikbhabhey larai korte paarle, aamra ee korbo ei YUDDHAJOY.'"- Arindam Sain

COMMENTS NO: YEAR/2020/1242

"Hinduism is a way of life with 
the idea of 'Live and let Live.' 
It is time to awaken the concept 
of 'Hinduism' within everyone to 
spread love, socialism and humanity 
around the world."- Arindam Sain