"PANCHAYAT PRADHAN:'To retain the
votes of farmers in Bengal, our TMC party has decided to provide
Kisan Credit Cards to all the Farmers. Even the BDO of our area has
supported this social initiative. You don't have to open any Loan
Account for the farmers. Just give them the Kisan Credit Cards. These
farmers will just punch those Credit Cards to withdraw money from ATM
Machines.' BANK MANAGER OF A NATIONALIZED BANK:'Bank is
a Financial Institution not a social or political organization. A
Bank is like a Shop which sells Financial Instruments. As a
shop-keeper, will you sell a product on credit to that customer again
who has not repaid back the money for buying a product on credit from
your shop? The answer is a Big No. Similarly, Bank will not give any
agriculture loan to a defaulter farmer. Side by side, it is totally
under Bank's discretionary power to judge and decide about the
eligibility of a borrower to get a loan from the Bank. Moreover,
KISAN CREDIT CARD is the name of the agriculture loan, it is not a
Credit Card or Debit Card. Before doing politics by using any
Financial Institution, please have some idea about the basic concepts
of Banking, Finance and Economy.'"-Arindam Sain
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