"OLD MAN:'My wife died last year.
Nowadays, I am also not feeling well. I have only one son. My
daughter-in-law always threatens me that she will send me to an Old
Age Home if I don't transfer all the money of my Fixed Deposits in
this Bank to her Savings Account which is in Either or Survivor Mode
with her husband. That's why; I have given an application letter to
this Bank regarding it.' BANK OFFICER:'As per the RBI guidelines, the
money kept in the Fixed Deposit Account of Mr.X can never be
transferred to the Savings Account of Mr.Y. I will transfer the money
of your Fixed Deposit to your Savings Account and then you withdraw
the cash from your account and give it to her.'"-Arindam Sain
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