"DEFAULTER:'Yes, I have taken a Loan
of Rs.5 lakhs by bribing your previous manager of this Branch 8 years
ago. I have given no security or collateral against this loan. Now,
the NPA value of my loan is Rs. 7.5 lakhs. As this is a PSU Bank, you
can easily do the settlement of this loan. At present, I can only pay
back Rs. 2 lakhs as a final settlement value. After paying Rs.2
lakhs, I need a No Due Certificate from this Bank.' PSU BANK
MANAGER:'No, we will not issue a No Due Certificate to enable you to
loot other PSU Banks of India in the name of unsecured loans. We will
give you a certificate that you did the final settlement of Rs. 7.5
lakhs NPA at Rs. 2 lakhs.'"-Arindam Sain
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